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Health insurance

Bihar falling behind on Ayushman Bharat

Is the state of Bihar falling behind on the Centre’s flagship health insurance scheme, Ayushman Bharat? It can be argued that this is the case based on recent reports, which indicate the overwhelming majority of families eligible for the scheme have yet to avail benefits under it.  As reported in The Economic Times, the Government …

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Insurance schemes need retooling: Modi

Two Government-sponsored insurance schemes need retooling, Prime Minister Narendra Modi has directed. The two initiatives in question are the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). As reported in The Economic Times, Modi has urged that these schemes be looked at to improve the experiences of policyholders following …

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IMA president criticises Ayushman Bharat

The Union Ministry of Health and Family Welfare lauded Ayushman Bharat at the end of last year. However, Indian Medical Association (IMA) president Dr Santanu Sen seems unimpressed. “So far 33 states and [union territories] are implementing the scheme,” the Ministry said. “Treatment worth Rs 9,999.76 crore for 6,919,973 hospital admissions has been provided under …

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Union Health Ministry lauds Ayushman Bharat

The Union Health Ministry lauded the Centre’s flagship health insurance scheme Ayushman Bharat in its end-of-year review.  Officially known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), the initiative has been of considerable benefit to public health according to the Union Ministry of Health of Family Welfare. “So far 33 states and [union territories] are …

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Ayushman Bharat beneficiaries now number 64 lakh. How is the money being spent?

The reach of Ayushman Bharat – the Centre’s flagship healthcare accessibility scheme – continues to grow according to the latest reports. A Times of India article pegs the number of Ayushman Bharat beneficiaries at 63.7 lakh.  The scheme – officially known as the Pradhan Mantri Jan Arogya Yojana (PMJAY) – provides health insurance coverage of …

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Ayushman Bharat corruption continues

Whilst Ayushman Bharat has been heralded as a boon for patients below the poverty line who struggle to access healthcare, corruption continues to dog the scheme. To counteract Ayushman Bharat corruption, stringent action will be taken against those found to engage in corrupt practices during their administration of the initiative. Fraud by hospitals has been …

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Weight loss surgery boon under IRDAI

In a treatment boon for those affected by obesity, the Insurance Regulatory and Development Authority of India (IRDAI) now mandates weight loss surgery coverage by firms in the country.  Bariatric surgery refers to weight loss procedures to help those affected by severe obesity. According to the American Society for Metabolic and Bariatric Surgery, “when combined …

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Sarbat Sehat Bima Yojana: More hospitals enlisted

The state government in Punjab has enlisted an additional 125 privately run hospitals to bolster its health scheme, the Sarbat Sehat Bima Yojana.  The state-specific initiative, which builds upon the Centre’s Ayushman Bharat scheme, aims to provide health insurance to more than three quarters of the state’s population. It was launched on August 20th this …

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Health insurance boon for pre-existing illnesses?

Companies will no longer be allowed to deny health insurance coverage for a broad swathe of conditions following a notification by the country’s apex insurance regulator. The Insurance Regulatory and Development Authority of India (IRDAI) has listed a number of conditions which cannot be excluded from insurance policies if the policyholder has disclosed them beforehand. …

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Ayushman Bharat: One year in

Today marked the one-year anniversary of the launch of Ayushman Bharat, with reports indicating the scope of the initiative’s success – and plans for its future.  Officially known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), Ayushman Bharat offers health insurance coverage of Rs 5 lakh per family per year to economically vulnerable families – …

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