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Health insurance

Ayushman Bharat: 47 lakh beneficiaries in one year

On September 23rd, Ayushman Bharat will mark the one-year anniversary of its launch – and, if recent data is anything to go by, the first year has been a success with more than forty lakh beneficiaries. Union Health Minister Dr Harsh Vardhan has announced that more than ten crore e-cards have been issued to beneficiaries …

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Insurance boon for IVF?

Some insurance companies may cover in-vitro fertilisation (IVF) under health insurance plans, it has been reported.  The news comes as a boon for couples struggling with infertility, a condition affecting an increasing number of Indians. According to the Indian Society of Assisted Reproduction, between ten and fourteen percent of Indians struggle with their fertility. In …

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CGHS: Vardhan announces expansion

The Central Government Health Scheme (CGHS) will expand to 100 cities by 2022, Union Health Minister Dr Harsh Vardhan has announced.  The initiative was launched in 1954 by the Union Ministry of Health and Family Welfare to provide a range of health benefits to beneficiaries, including central government employees and retirees drawing pensions, as well …

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Punjab launches blockbuster health insurance scheme

Punjab is aiming to extend health insurance to more than three-quarters of the state’s population in the form of a blockbuster scheme, the Mahatma Gandhi Sarbat Sehat Bima Yojana.  The scheme was launched on August 20th to coincide with the 75th birthday of Rajiv Gandhi, who served as Prime Minister from 1984 until his assassination …

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Ayushman Bharat: High-value claims increase

High-value claims made by Ayushman Bharat beneficiaries are increasing, reports say. The scheme – officially the Pradhan Mantri Jan Arogya Yojana (PMJAY) – offers insurance coverage to economically vulnerable families of up to Rs 5 lakh per family per year. Estimates project that, by the end of the year, high-value claims (those over Rs 30,000) will …

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IRDAI assures insurance coverage for mental health

Those living with mental health conditions have often found themselves at the mercy of insurance companies who often refuse to cover mental health treatment.   Of the mere ten percent of Indians in need of mental healthcare who can avail it, treatments such as medication or therapy sessions are exempt from insurance policies. Often this …

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Ayushman Bharat: The coming expansion

The BJP’s agenda, as outlined in its manifesto for this year’s Lok Sabha polls, was vindicated with a sweeping electoral victory – and the Prime Minister did not exclude the subject of health or his flagship Ayushman Bharat from his victory speech after the results were declared. “The victory, he said, was not his, but …

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India’s women are missing out on health insurance

India’s women are missing out on health insurance. It is concerning that, those who are most vulnerable are bearing the brunt. India’s women account for just twenty percent of consumers who buy individual insurance policies. The majority of policyholders are in the 26-45 age demographic, while women aged 55 and above account for the lowest …

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Health For Polls: How democracy leads to better health

When you go to vote this time, do consider health as one of the biggest benefits of democracy. When thinking about democracy and its advantages, positive effects on health are often not the first thing that comes to mind. Yet new research published in The Lancet suggests democracy plays a bigger role in better health …

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Ayushman Bharat: Will it help to make India healthy?

One of the most significant achievements of the Narendra Modi’s government has been the mega healthcare reform ushered in with the launch of flagship healthcare scheme, Pradhan Mantri Jan Aarogya Yojana – better known as Ayushman Bharat, or ‘Modicare’. The ambitious scheme – often touted as the world’s biggest healthcare scheme – aims to provide …

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