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Health insurance

Economists’ fear over Modicare

The Centre’s flagship healthcare scheme – Ayushman Bharat – has faced funding concerns ever since it was announced. A meeting between economists and government officials has done little to allay those fears. Ayushman Bharat – or, to give it its full title, Pradhan Mantri Jan Arogya Yojana (PMJAY) – includes provisions to cover the 100 …

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Ayushman Bharat gets Budget boon – but what about the rest of health?

Ayushman Bharat has reached ten lakh patients since its rollout last year in September, the Centre has announced in the 2019 Budget. The milestone was announced by Union Finance Minister Piyush Goyal as he presented the 2019-20 Budget to Lok Sabha MPs on January 31st. He added that efforts are being made to expand access …

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Insure the mentally ill, IRDAI orders

The health insurance industry has been directed to cover those with mental illnesses by India’s apex insurance regulator. “Every insurer shall make provision for medical insurance for treatment of mental illness,” the Insurance Regulatory and Development Authority of India (IRDAI) told the country’s 33 insurance firms in a circular. IRDAI’s instructions come on the heels …

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Modicare begins on September 25th. Here’s what we know so far.

The BJP government’s large-scale health insurance initiative was rolled out in some states today, to coincide with Independence Day celebrations across the country. Though some anticipated a full-scale launch of the programme, the scheme was not launched nationwide but began a gradual rollout in select states. Full rollout of the scheme is expected on September …

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As Cabinet gives nod to DNA profiling bill, fears of genetic discrimination mount

The Union Cabinet has approved a controversial bill that would allow law enforcement agencies to collect DNA samples in order to create “DNA profiles”. These would then be used in forensic-criminal investigations and missing person searches. The bill sparked vocal criticism during its formulation. Much of this opposition revolved around privacy disputes in regards to …

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Is health insurance the route to universal healthcare?

High expectations abound for the rollout of the National Health Protection Scheme (NHPS) — also known as Ayushman Bharat or Modicare. As the world’s largest government-funded health programme, the project is nothing if not ambitious. However, will it be the answer to India’s ailing health system? India has numerous health concerns putting strain on the …

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DNA profiling bill: Not just for dead bodies?

The upcoming parliament session is expected to contain a bill allowing for the DNA profiling of unidentified bodies and missing people. However, with consistent complaints of health insurance companies discriminating against those with genetic conditions, would many be reluctant about any kind of DNA profiling system? The intention of the bill thus far only extends …

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Health insurance on the rise, though rural areas still left behind

Fourteen times as many Indians had access to any kind of health insurance in 2015 compared to the number in 2004, according to a Brookings Foundation report. A fourteen-fold increase, amounting to 1500% is a considerable achievement over a 10 year period but the numbers represent an even bigger accomplishment. In 2004 only one percent …

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Health insurance company to focus on high net worth individuals

A new health insurance scheme is set to be approved within the month by the Insurance Regulatory and Development Authority of India (IRDAI). This policy, launched by public sector New India Insurance Company Ltd, will focus on providing healthcare to high net-worth individuals. The policy aims to be one of the more broad reaching insurance …

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